Real Estate Blog -Quadra Island and Campbell River

Deciding between Campbell River and Quadra Island is one of the most frequent conversations I have with buyers looking in our region. While they sit just a 15-minute ferry ride apart across Discovery Passage, the living experience and real estate considerations in these two communities could not be more different. Choosing the right fit comes down to understanding the trade-offs in lifestyle, property maintenance, holding costs, and daily logistics.

Property Taxes and the True Cost of Quadra Land

Quadra Island has historically been known for lower property tax rates compared to urban centers on Vancouver Island, making it an attractive option for buyers seeking larger acreage without hefty annual tax bills. However, regional holding costs are evolving.

A recent regional referendum determined that Quadra Island properties will now contribute to the debt and operation of the Strathcona Gardens recreation complex in Campbell River. For Quadra property owners, this decision adds roughly $500 per year to local property taxes.

Even with that tax increase, the core value proposition of Quadra Island remains intact. Buyers choose Quadra because it offers larger land parcels, open space, a tight-knit small-town feel, zero traffic, and an environment entirely wrapped by the ocean. It provides a rural coastal lifestyle that is increasingly difficult to find elsewhere on Vancouver Island.

The Rural Reality: Wells, Septic, and Acreage Maintenance

The vast majority of Quadra Island properties are one acre or larger. While a spacious lot offers privacy and freedom, it also demands hands-on ownership and ongoing rural system maintenance. Top 10 Questions Every Quadra Island Buyer Must Ask Before Making An Offer in 2026

Water and Well Testing

Properties on Quadra rely on private drilled wells, where water levels fluctuate seasonally. One of the most critical steps during the subject removal process is conducting a professional well flow test. Ensuring a property has adequate, reliable water flow year-round protects your investment and ensures daily livability. 

Septic Systems and Land Care

Unlike Campbell River, where municipal sewer and water services are standard, Quadra owners manage their own septic systems. Between septic upkeep, lawn care, and land maintenance, keeping up with a large lot requires time, energy, and physical labor.

For buyers who want space to garden, build chicken coops, or enjoy total privacy, this extra work is a welcome trade-off. However, for buyers dealing with health issues, mobility challenges, or a desire to downsize their responsibilities, the maintenance demands of an acre on Quadra can quickly become overwhelming.
Pre-inspection guide for septics and water wells.

Convenience and the Ferry Trade-off

The biggest factor influencing whether people stay on Quadra or move across the water comes down to the ferry.

When working with clients who choose to sell their Quadra homes and relocate to Campbell River, the single most common relief they express is no longer having to manage their lives around a ferry schedule. While the short crossing is straightforward, relying on it daily for appointments, shopping, or work requires constant planning.

Campbell River offers distinct advantages in daily convenience:

• Immediate access to the local hospital and healthcare providers

• Proximity to major grocery stores and retail shops

• Municipal utility connections and low-maintenance yards

• No dependence on ferry sailings or weather delays

Lifestyle Match: Who Belongs Where?

Matching a buyer to the right side of Discovery Passage depends entirely on what you want your everyday routine to look like.

Choose Quadra Island If:

• You want a deep connection to nature, extensive hiking trails, and endless ocean access right outside your door.

• You love the charm of small-community landmarks like gathering at the historic Heriot Bay Inn for a meal by the water.

• You want privacy, space for livestock or gardens, and an authentic rural lifestyle.

Choose Campbell River If:

• You prioritize easy access to healthcare, schools, and city amenities.

• You want a modern home with minimal lawn and property maintenance.

• You want to eliminate ferry schedules and commute friction from your daily life.

Both communities offer an incredible coastal lifestyle, but they cater to very different priorities. Working with a local expert who understands well testing, regional tax changes, and neighborhood nuances ensures you make the right move for your long-term goals.

Search properties with my Ai Assistant 

Search properties on my regular website

The short answer is no, not yet. But the numbers are starting to move, and I think it’s worth paying attention to.

What I’m Seeing on Vancouver Island

Every so often I check how many court ordered sales are listed on Vancouver Island. From what I remember, the number is usually fewer than five. When I checked again today, there were 13 active listings.

Thirteen doesn’t sound like a lot, and in the grand scheme of things it isn’t. Our market is still performing well. But going from fewer than five to 13 tells me something is shifting, even if it’s early. Here is a list of current Court Ordered Sale Listings. as of October 18, 2026. 

It’s also worth knowing that not every court ordered sale is a foreclosure. Some are the result of divorces or other legal situations. So the number isn’t a perfect measure of financial distress, but it’s still a useful signal to watch.

Why Our Market Is Lagging Behind Other Parts of BC

Other cities across BC have shown more foreclosures than we have. Interest rates have gone up significantly over the last few years, and I believe we may be in the early stages of financial struggles for some owners. Our market tends to be delayed compared to others, and so far it’s holding together well.

That delay doesn’t mean we’re immune. It may simply mean we’re further back in the line.

A Foreclosure Is Not Always the Bargain People Think It Is

Earlier this year, I had a client who wanted to buy a foreclosure listing. We wrote an offer and went to court. Our offer was rejected because several other people were bidding on the property, and ours was one of the lowest.

That experience reinforced something I tell buyers often. Foreclosures can look like a chance to buy at a lower price, but that’s usually not how it plays out. In reality, it’s closer to a multiple offer situation.

Advice for Buyers Hoping to Find a Deal

If you’re interested in buying a court ordered sale, go in with a plan.

• Write one low offer, but be ready to write a higher one. Have your best offer ready.

• Don’t get swept up in the excitement of multiple offers. Stay disciplined and know your number before you walk in.

• Remember that foreclosures can’t have any subjects. You are buying the property as is.

• Understand that the courts can’t guarantee all appliances will still be there when you take possession, and you don’t really know if the home will look the way it did during your initial viewing.

• Be prepared for potential extra costs, because there are a lot of unknowns.

Advice for Homeowners Who Are Worried

If you’re struggling with your payments, the hardest thing is also the most important: make the difficult decisions early. Don’t wait until the bank takes over.

• Call your bank as soon as you see trouble coming, whether it’s a job loss or any other change in income, and try to work out a repayment plan.

• If that doesn’t work, consider selling your home as soon as possible and moving on.

• Don’t bury your head in the sand. Avoiding the problem will cost you far more than money. It means months of stress and years of recovery.

Selling on your own terms is almost always a better outcome than losing the home. It’s not worth the damage to your finances or your well-being.

Why I Think We’ll See More Foreclosures in the Next Few Years

I expect we’ll see more foreclosures in the coming years. Nobody has a crystal ball, especially in a political and economic climate that keeps changing, but several things point in that direction.

Affordability across the country has been out of reach for a lot of people, especially younger buyers. As interest rates have gone up, prices should come down. If they don’t, we will likely see more renters in the future. Governments also appear to be promoting rental development more than home ownership, so I wouldn’t be surprised if ownership becomes something reserved for a few.

Add to that rising property taxes and baby boomers retiring and downsizing, and we could see much more inventory with fewer qualified buyers to absorb it.

The Hidden Risk Behind Pre-Construction Condos

One scenario concerns me in particular. I’ve heard from people in the mortgage industry that many older homeowners took out lines of credit against their houses to help their kids with a down payment on a new condo.

Now those condos are being completed, and the financing has to be finalized. But condo prices have come down, and a lot of buyers don’t qualify for the mortgage they need. Here’s what can happen next:

• The buyers walk away and forfeit their deposits.

• The parents are left with debt on their homes.

• The kids can’t qualify for financing.

• Developers may sue for loss of sale.

If enough of this happens at once, it could blow up in a big way.

The Bottom Line

For now, our market seems to be holding together, and it’s a great time to be a buyer. If you’re sitting on some cash, write offers. Don’t get attached to the outcome. Write low offers, stay disciplined, and you might get lucky.
How to find trustworthy real estate agent in Campbell River

If you’re a homeowner feeling the pressure, act early. Your options are always better before the bank is making the decisions for you.

find more MLS Listings in Campbell River with my new Ai assistant:
https://heyleo.com/roman

Buying or selling a home is one of the biggest financial decisions most people will ever make, and yet a lot of buyers and sellers spend more time researching a new washing machine than they do vetting the person who's going to represent them in a six or seven-figure transaction. I've been a residential real estate agent since 2014, starting my career in Vancouver before moving to Campbell River and Quadra Island in 2019, and that shift taught me a lot about what "trustworthy" actually looks like in a smaller market versus a big city. 
Do I Really Need A Real Estate Agent?

The good news is that most agents in this area are genuinely professional. But I'd be lying if I said I hadn't come across some questionable behaviour over the years, and I think it's worth talking about honestly so you know what to watch for. What Should You Expect From Your Real Estate Agent? 

The Local Market Is Different Than You Think

One thing people moving here from bigger cities don't always expect is how much local knowledge actually matters in Campbell River and especially on Quadra Island. A huge number of properties here run on water wells and septic systems, which is something you almost never deal with in a big city market like Vancouver. These aren't small details.

Older septic systems, particularly on waterfront properties, can run into serious problems with newer setback regulations. A system that was perfectly legal when it was installed may not meet current requirements, and that can affect what you're allowed to build, renovate, or even how the property is valued. This isn't something every agent has hands-on experience with. I've personally sat through a lot of these inspections over the years, and honestly, I still learn something new almost every time. An agent who hasn't spent real time with well and septic properties simply won't know what questions to ask, and that's the kind of gap that can cost you tens of thousands of dollars down the road.

If you're buying or selling anything with a well or septic system, ask your agent directly how many of these transactions they've handled and what kind of inspections they typically recommend. Their answer will tell you a lot.

Watch for Dual Agency Conflicts

Dual agency, where one agent or brokerage represents both the buyer and the seller in the same deal, is NOT legal here, and it creates a conflict of interest that not every agent handles well. When one person is technically supposed to advocate for both sides, someone's interests are going to get less attention, even if the agent has good intentions. Always ask who the agent works for. 

I've seen situations where this wasn't handled transparently, and it put one side of the deal at a real disadvantage. If your agent brings you a property that they or someone at their brokerage also represents on the seller's side, ask exactly how that conflict is going to be managed and who is really looking out for you. A trustworthy agent will explain this clearly upfront instead of glossing over it.

Full Disclosure of Defects Isn't Optional

This one should go without saying, but I've encountered cases where known issues with a property weren't disclosed properly. Whether it's water damage, foundation problems, or an aging septic field, sellers and their agents have a responsibility to disclose known material defects. When that doesn't happen, it's the buyer who ends up paying the price, sometimes literally, months or years later.

If you're buying, don't just take the listing at face value. Ask pointed questions, get proper inspections, and pay attention if your agent seems hesitant to dig into the property's history.

How to Actually Vet an Agent Before You Hire One

Here's what I tell friends and family when they ask me how to pick an agent, whether they're buying their first place or selling a home they've owned for twenty years.

Are they too busy for you? A good agent is busy because they're good at their job, but there's a difference between busy and unavailable. If it takes days to get a response before you've even hired them, that's exactly how it's going to feel once you're under contract with deadlines.

Who's actually going to handle your file? Some agents work solo. Others have a team of assistants or partner agents who do a lot of the actual legwork. There's nothing wrong with either approach, but you should know upfront who you'll actually be dealing with day to day, so there are no surprises later.

Check their online reviews. Past clients will tell you things an agent never will about themselves. Look for patterns, not just star ratings. If multiple people mention poor communication or feeling pressured, take that seriously. My reviews 

Pay attention to trust from the very first conversation. Real estate is a people business, plain and simple. If you don't feel a sense of trust fairly early on, that's worth paying attention to. It doesn't need to be instant best-friend chemistry, but if something feels off in those first conversations, it usually doesn't get better once you're deep into a transaction.

The Ego Problem

I'll be honest about something that bothers me in this industry: there are agents out there with big egos who don't return calls promptly and who make deals more difficult than they need to be. I've dealt with agents on the other side of a transaction who were genuinely unpleasant to work with, and it made the whole process harder for everyone involved, including their own clients.

Here's my take on it. This isn't a popularity contest, and nobody needs their agent to be their best friend. But it's also not brain surgery. At the end of the day, we're matching buyers with sellers. That's the job. I always aim to have both sides walk away from closing feeling like the deal was handled fairly and professionally. An agent who treats every negotiation like a battle to win, rather than a deal to close well for everyone, is usually more interested in their own ego than in getting you the best outcome.

What This Means for You

If you're looking for an agent in Campbell River or on Quadra Island, don't just go with whoever has the most yard signs around town. Ask about their experience with local property types, especially anything involving wells or septic systems. Ask direct questions about how they handle conflicts of interest. Check their reviews. And pay attention to how they make you feel in those very first conversations, because that's usually a pretty accurate preview of what working together is actually going to be like.

Most agents here do good, honest work. But knowing what to look for, and what to be cautious about, puts you in a much stronger position either way. How Much Does A Real Estate Agent Cost?

https://www.romankrzaczek.ca/
https://heyleo.com/roman
how to find me? my office

When homeowners decide to put their property on the market, the very first question they usually ask is: "How long is this going to take?" Do I Need a Real Estate Agent?

The honest answer is that selling a house isn’t a single event—it is a timeline made up of moving parts. Many sellers look only at the days a home spends actively listed on the market, but that is just one piece of the puzzle. In reality, the true timeline depends heavily on your preparation, the current economic climate, and the underlying math of the closing process.

To understand how long it will take to sell your home, you have to look at the entire journey, from the moment you decide to sell to the day the keys change hands.

The Overlooked Phase: Pre-Listing and Preparation

The timeline of a successful sale begins long before the "For Sale" sign goes up in the yard. The pre-listing phase is often the most overlooked variable, yet it has the greatest impact on how quickly the rest of the process moves.

When estimating your timeline, you must first ask yourself several critical questions:

• Is the property truly ready to be showcased, or are there unfinished DIY projects lingering?

• What is the time of year, and how will seasonal buyer behavior affect your launch?

• What are the broader market conditions right now?

• Pre-listing checklist.

A few years ago, a client called me well in advance of their target moving date. Instead of giving me rigid instructions on how they wanted the sale to happen, they asked for strategic advice. Because we had time on our side, we walked through the home and anticipated the exact issues a buyer’s inspector might flag. We logically decided which repairs were worth fixing ahead of time and which ones could be left alone.

The client had ample time to clean up the property, finish the necessary projects, and wait for beautiful, sunny days to capture our marketing photos. Because we were proactive, the home sold seamlessly with zero unpleasant surprises. When you rush the preparation phase, you almost always pay for it with extra days or weeks sitting idly on the market.

Pricing in a Buyer's Market vs. a Seller's Market

My primary goal is always to sell a property for the highest possible price in the shortest amount of time. Achieving this requires recognizing that pricing is an art form, and the strategy changes entirely depending on who holds the leverage.

In a seller’s market, inventory is low and buyer demand is high. Sellers have the upper hand, meaning you can afford to list your property a bit higher because you have the cushion to come down if necessary.

Today’s real estate environment is firmly a buyer’s market in some areas. Locally, not technically in a buyers market but we are heavily dependent on other markets since our market attracts a lot of buyers from other areas such as Vancouver, Victoria, Nanaimo or out of province. The potential buyers need to sell their existing homes first in the big city before they can move here. 
We are facing a high volume of active inventory, which means your neighbors aren't just your neighbors—they are your direct competition. Buyers have choices, leverage, and the freedom to write lowball offers or simply keep walking. If a property is not priced correctly from day one, buyers will not even bother to look. To avoid disappointment and an agonizingly long sales timeline, you must price the home as close to true market value as possible.

Troubleshooting a Stale Listing: The 2-to-3 Weekend Rule

Today’s buyers are looking for immediate value. Very few people want to take on a property that requires major renovations, as construction is both time-consuming and incredibly expensive. Buyers want move-in ready homes.

If you decide to test the market by listing at a higher price, you must establish a strict troubleshooting strategy with your agent from the very beginning. You cannot count on the old method of "let's list it and see what happens." In a buyer's market, that approach stalls listings completely.

The first two to three weekends of a new listing are your golden window. If you receive zero showings or zero serious interest during those first few weeks, it is a clear indicator of a pricing issue. Buyers simply will not view a property that looks uninteresting or overpriced compared to the competition.

If you hit the one-month mark with no momentum, the solution is not a minor adjustment. To inject life back into a stale listing and make it more appealing than the competing inventory, you must be prepared to make a drastic price reduction of 10% to 15%.

The Domino Effect of the Modern Closing Process

Once you finally accept an offer, many sellers assume they are at the finish line. However, the closing process in today's environment requires a realistic, conservative budget of time.

While a standard closing process traditionally takes two to three months, today’s market demands that you prepare for four to five months. There are two distinct reasons for this slowdown:

Stricter Institutional Lending

Banks and financial institutions have become significantly more demanding. They are slower at processing paperwork, they require highly detailed appraisals, and underwriters are asking for more historical information before clearing a loan. These financing delays, combined with the time it takes to get contractor quotes during the inspection objection phase, naturally stretch out the timeline.

The Rise of Contingent Offers

The biggest timeline disruptor right now is the "subject to sale" condition. Because the market has slowed down, a massive portion of active buyers cannot finalize the purchase of your home until they sell their existing property.

This creates a high-stakes domino effect. If your buyer fails to sell their home on time, your deal collapses. So far this year alone, I have had five written and accepted offers completely fall apart and collapse because the buyers could not sell their own properties in time. When a chain of multiple buyers all need to sell their respective homes to fund the next purchase, a single delay triggers a cascade that affects everyone involved. What Should I Expect From My Agent?

Setting Your Expectations for Success

Selling a home efficiently in today's real estate climate requires shedding outdated assumptions. You cannot control the broader market conditions or the speed of commercial banks, but you can control your own preparation and pricing strategy.

By handling repairs before the cameras arrive, pricing accurately for the current inventory, and budgeting a realistic four to five months for the closing dominoes to fall, you can navigate the timeline with confidence and avoid the traps that leave listings sitting in the dark. 

If you’re looking for an agent that will get the job done, I’d be happy to help: https://www.romankrzaczek.ca/

Choosing a real estate agent is one of the most important decisions you will make when buying or selling a home. I have been a real estate agent since 2014, initially working in the fast-paced Vancouver market before moving to Quadra Island in 2020. I now proudly serve Campbell River and specifically Quadra Island, British Columbia. Do I really Need a Real Estate Agent?

Over the years, I have learned that real estate is not just about properties; it is about people. It is a relationship built entirely on trust, and that trust has to go both ways. Unfortunately, there is still a lingering stigma that real estate agents are just out to take advantage of people. While my intentions are always strictly professional and I have a fiduciary duty to do what is best for my clients, the reality is that the public doesn't always understand how deeply a good agent cares.

To help you cut through the noise and find someone who will truly champion your best interests, here are the vital questions you need to ask before hiring an agent. What Should You Expect from Your Real Estate Agent.

Can You Provide Specific References and Examples of How You Help Clients?

Do not just ask an agent how long they have been in the business. Ask them to prove their value through the experiences of their past clients. You should ask for references and point-blank request specific examples of what they did to help others in situations similar to yours. 

I work frequently with elderly clients who are navigating incredibly difficult life transitions. For instance, I often help widows who are trying to figure out their next steps after losing their husband. In these situations, I step in as a guide, acting much like a close family member would. You need to know if the agent you are interviewing has the patience required to guide you through stressful times. A quick look at their Google reviews or a conversation with a past client will tell you if they actually walk the walk.

Are You a High-Volume Agent, or Will You Take the Time to Listen?

You need to know if you are just another number on a whiteboard, or if you are going to receive personalized care. Ask the agent if they are transaction-based or relationship-based.

A high-volume agent might simply pass you off to their assistants or rush you through the process. A dedicated, relationship-focused agent will spend the time to visit with you, sit down, and genuinely listen to your needs. They will treat you like a friend or family member, prioritizing your well-being over a quick commission check.

Will You Patiently Explain All the Forms and Processes?

Real estate transactions are dense with legal jargon, contracts, and strict timelines. If you are not an expert in the field, it is easy to feel overwhelmed.

Ask your prospective agent if they are willing to sit down and explain every single form and process to you before you sign anything. You want an agent who will take the time to ensure you fully understand what is happening at every stage of the journey. Patience is a non-negotiable trait in a good agent, and their willingness to educate you is a strong indicator of how they will handle the rest of the transaction.

How Familiar Are You With Local Hidden Issues and Bylaws?

Real estate is hyper-local. Moving from Vancouver to Quadra Island showed me exactly how much market dynamics can shift. Ask your agent to explain the specific challenges, quirks, and risks of the local area.

For example, Quadra Island does not have the same strict bylaw enforcement as a major city. The rules are much looser. Because of this, it is incredibly common to find properties with no permits of any kind, or neglected septic systems that desperately need maintenance or updating. (I have actually written extensively about this, and you can read more in my other blog posts). If your agent does not know to look for these island-specific or rural hurdles, you could be setting yourself up for a massive financial burden down the road.

How Do We Ensure Complete Mutual Transparency?

As an agent, I have a fiduciary duty to do what is best for my clients, but I can only do that if my clients are fully honest with me. Trust is a two-way street. You should have a frank conversation with your potential agent about expectations and transparency.

I have had wonderful clients who were completely transparent about their intentions and disclosed everything they knew about their property. But I have also faced situations where sellers intentionally withheld information—like a septic system lacking permits—or failed to tell me they were only using me to find out what their house was worth.

I once took on a listing where the sellers solely used me as leverage against their previous agent. I spent a significant amount of money, time, and effort marketing their property. I even brought them a solid offer. Instead of accepting it, they abruptly canceled my contract, took my hard work, went back to their original agent, and sold the home for a similar price as the offer I brought them. They ruthlessly used me and disposed of me, and I didn’t even see that coming.

Experiences like that make it hard to trust people when meeting them for the first time. That is why having a direct conversation about honesty from day one is so critical. Ask your agent how they handle tough truths, and commit to being just as transparent with them in return. When both agent and client communicate openly and treat each other with respect, the process is infinitely smoother, safer, and more successful. If you’d like to set up an appointment to meet me in person to discuss your sale, go to my website and contact me directly. 

It's one of the most common questions people have when buying or selling a home, and most people are too uncomfortable to actually ask it out loud. So let's talk about it honestly.

The short answer is: technically, yes. Commission is always negotiable. But before you go into that conversation, you need to understand what you're actually negotiating — and what you might be giving up when you do.
Do I even Need a Real Estate Agent?

What Most People Don't See Behind the Commission Cheque

I've been a licensed real estate agent since 2014. I started in Vancouver and have spent the last several years specializing in rural properties, oceanfront homes, and detached houses in Campbell River and Quadra Island. In that time, I've had the commission conversation more times than I can count, and I always approach it the same way: with honesty.

Here's what the public rarely sees.

When a home sells and a commission is paid, let's say it's $40,000 on a transaction. That sounds like a lot of money. But that commission is split between two agents — the listing agent and the buyer's agent. So now we're at $20,000 each. From that, my brokerage takes their cut, which can range from a flat deal fee to as much as 40% depending on the agent's agreement. Then there are the expenses I've already paid out of pocket for that listing: professional photography, marketing materials, advertising, open house costs, and in my case, ferry expenses traveling to and from Quadra Island. Easily $1,500 to $2,000 or more per listing, sometimes significantly higher.

On top of that, every two years I pay roughly $2,000 just to renew my license. There's mandatory continuing education. Real estate board fees. Website subscriptions. Advertising platforms. As a self-employed business owner, none of these costs disappear between transactions — and I don't get paid for showings, phone calls, open houses, research, or any of the dozens of hours that go into a listing before it ever sells. I only get paid when the keys change hands.

When you look at it that way, the commission cheque starts to look a lot different.

My Honest Opinion on Reducing Commission

I don't like reducing my commission. I'm not going to dress that up. I feel that my rates are fair — and honestly, sometimes I feel they're too low given everything that goes into a transaction.

Every deal is different. Some listings move quickly with minimal complications. Others require multiple rounds of photography, constant showings, extensive negotiations, and months of effort. The "easy" ones help balance out the difficult ones, but that's only true if I'm being compensated fairly across the board.

I have given discounts in the past. In almost every single case, I regretted it.

The "Easy Deal" That Wasn't

A few years ago, I got a call from someone who wanted me to write an offer on a property. They framed it as simple — just fill out the paperwork, reduced commission, quick day's work. I had a slow day ahead of me and agreed.

What followed was three days of stress. We ended up in a multiple offer situation. I hadn't seen the property. I didn't know what I was truly helping this person buy. That matters more than people realize, because I bring a lot to a property viewing — I spent years in the construction industry before real estate, I've attended countless inspections, and I can anticipate problems that most people would walk right past. When I haven't seen a home, I can't bring my full value to the table. I can't truly represent my client the way I'm supposed to.

I have a fiduciary duty to every client. That means I'm legally and ethically obligated to act in their best interest. When I'm brought in at the last minute at a reduced rate, that duty becomes harder to fulfill — and I don't take that lightly.

I did not feel good about that transaction. Not because of the money, but because I couldn't do my best work.

The Listing That Cost Me Everything

The other story I share when this topic comes up is harder to tell.

I took on a listing that turned out to be very difficult to sell. I did multiple open houses. I paid for professional photography twice — the first set wasn't capturing the property the way it needed to be captured. I made numerous trips, covered my own expenses, spent countless hours showing the property to potential buyers. After all of that, the seller decided not to renew with me and listed with another agent.

That agent sold the property. To a buyer I had already shown it to.

I received nothing. I actually came out at a loss.

That's the risk agents carry that nobody talks about. When you ask an agent to cut their commission, you're asking them to take on the same risk for less reward. And the risk is very real.

What You're Actually Getting When You Hire Me

When I list your home, here's what I bring to the table:

• Listing on Realtor.ca, REW.ca, local newspaper, my personal website, and social media

• YouTube marketing and targeted online advertising

• Agent open houses to get your property in front of other professionals first

• Public open houses

• Active networking within the local agent community to highlight your listing

• Accurate, strategic pricing — which I believe is the single most important factor in a successful sale

That last point deserves more attention. If your home isn't getting showings in the first two weekends after listing, the price is too high. If there's no offer within a month, same answer. Pricing accurately in today's market — with a lot of inventory and fewer active buyers — is genuinely difficult, and getting it right from the start is what separates a smooth sale from a long, painful one.

Beyond the marketing, I show my own listings to potential buyer's agents before they bring their clients through. I help gather information, get quotes, and make sure buyers have what they need to feel confident about a purchase. My goal in every transaction is a win-win: the seller walks away satisfied with their result in the shortest possible time, and the buyer understands what they bought and knows they got good value.

Why the Local Market Is Different

Campbell River and Quadra Island are not Vancouver. This is a small market with fewer transactions, less competition, and unique logistical realities — including ferry travel, rural property considerations, and a tighter community of agents and buyers. How to find the right real estate agent for you.

Fewer transactions means fewer chances to make up for a deal that goes sideways. The risks are the same as in any market, but the safety net is smaller. I'm not cutting corners on due diligence or documentation because there's less margin for error, not more.

I follow the rules. I don't take shortcuts. And I don't offer discounts, because I know what I bring to the table and I know what it costs me to bring it.

What You're Really Asking When You Ask for a Discount

When a seller asks me to reduce my commission, what they're often really saying is: "Convince me you're worth it."

And I'm happy to have that conversation. I'll come to your home in person. I'll show up to sign documents at 11pm if that's what the situation calls for. I will be there — not my assistant, not a partner, not someone from my office covering for me. Me. Every time.

I ask myself the same questions with every transaction: Would I sell this house to my parents? Would I buy this property for my siblings or my son? That's my moral compass. That's how I treat every client — like family.

So can you negotiate real estate commission? Yes. But I'd encourage you to first ask a better question: Am I working with someone who has earned it? What Should You Expect from Your Real Estate Agent.

If you're buying or selling in Campbell River or Quadra Island and want to talk about what that process actually looks like, I'd love to connect.

If you're buying a home in Campbell River or on Quadra Island, there's a good chance you're coming from somewhere bigger — Vancouver, Nanaimo, Victoria, or even out of province. If you're selling, you're probably local, with deep roots in this community and a property that means something to you. Either way, you're trusting a near-stranger to guide you through one of the biggest financial decisions of your life.

So what should you actually expect from that person? Not the marketing version. The real one.

I've thought about this a lot, because I think most people walk into a real estate relationship with the wrong expectations — set by TV shows, by agents who over-promise, or by nothing at all. Here's what I believe you're entitled to.

Treated Like Family, Not a Transaction

I treat my clients the way I'd want to be treated if our roles were reversed. That's not a slogan for me — it's shown up in some very unglamorous ways. I've visited clients in the hospital. I've spent hours making sure a buyer fully understands what they're actually purchasing, well past the point where a lot of agents would have called it done.

For sellers, that same philosophy means making the process as easy as possible on you. Selling a home is stressful enough without your agent adding friction. I communicate often, I check my ego at the door, and I cooperate with other agents and their clients rather than treating every transaction like a battle to be won.

A Realtor Who Does the Homework

Anyone can unlock a door and write up an offer. That's not what you're paying for. You're paying for judgment, and judgment only comes from doing the work.

Pricing and Timing Win Deals

In my experience, pricing and timing are the two most important factors in a successful sale. When a seller trusts my pricing strategy instead of anchoring to a number they wish were true, we sell faster and with less drama. The market on Vancouver Island shifts often, and what worked three months ago doesn't always work today.

Weekly Market Research

I spend a real amount of time every week tracking what's happening in the broader economy and in our local market specifically. Interest rates, inventory, buyer demand — it all moves, and an agent who isn't paying attention week to week is giving you stale advice dressed up as current advice.

Inspections Aren't Optional

I insist that my clients have full information before they make decisions. That means well inspections, septic inspections, and full house inspections — not because they're a formality, but because they protect you. I'd rather a client know about a problem now than discover it after possession.

Seeing Properties In Person

I like to actually walk a property, not just process the paperwork from behind a desk. You learn things standing in a home or on a piece of rural land that you simply cannot learn from photos and a listing description.

Strategic Thinking, Not Just Paperwork

A good agent isn't just executing tasks — they're anticipating what could go wrong before it happens. I spend a lot of energy trying to find the negatives in a deal ahead of time: the thing that could derail financing, the clause that could cause a dispute, the timeline that's too tight. Being prepared in advance beats scrambling under pressure every time. That's strategy, and it's a core part of what you should expect from your agent — not just someone who reacts well, but someone who plans ahead.

What I Ask of My Sellers

Expectations go both ways, and I'm upfront about what I need from sellers to get the best outcome.

Let's work as a team to compile as much information as possible for potential buyers. In some cases, a pre-listing home inspection is genuinely worth the cost — it removes uncertainty and builds buyer confidence. And if you already know there are issues with the property, my advice is usually to get them fixed before we list, rather than negotiate around them later.

Underneath all of it is a simple belief: genuinely caring about my clients is what gets the results we're all after. It's not a soft add-on to the strategy. It is the strategy. How Much Does a Real Estate Agent Cost? 

What I Ask of My Buyers

If you like a house, don't pretend you don't. I see a lot of buyers play games — acting indifferent, holding back, trying to gain leverage through silence. It rarely works the way people think it will. If you like a house, let's talk about putting in an offer.

Sometimes it makes sense to do inspections and due diligence before writing an offer at all, depending on the property and the market conditions. Working closely with your agent and being transparent goes a long way, which is exactly why it matters to work with someone you actually trust.

Share your concerns, your intentions, and your limitations up front. Tell me if you're seriously ready to buy, or if you're just starting to look around. Both are completely valid — but knowing which one you are helps me actually help you. I have prepared a pre-inspection checklist that is a good tool for my buyers.

Communication Is the Foundation

Everything above comes back to one thing: communication. Starting the relationship from the understanding that we're on the same team changes how the entire process unfolds. You're not negotiating against your agent. You're not guessing what they're thinking. You're working alongside someone who has your outcome in mind from day one.

My Fiduciary Duty to You

This part isn't opinion — it's the rulebook, and I take it seriously. Agents have a fiduciary duty to act in their client's best interest. We're required to keep client information confidential, even after the transaction has closed. And we're required to disclose all material information about a property to our clients. These aren't nice-to-haves. They're the foundation of what you should be able to expect from any licensed agent, full stop.

Forget "Location, Location, Location" — Think "Timing, Timing, Timing"

Here's where I'll push back on conventional real estate wisdom. "Location, location, location" gets repeated by agents almost on autopilot, like it explains everything. I don't think it does — not anymore, and maybe not ever, at least not on its own.

In my experience, timing matters more. The same property, the same location, can sell in days or sit for months depending on when it hits the market, how it's priced relative to that moment, and how the broader economy is behaving that week. Location is fixed. Timing is something a skilled agent actually helps you manage. If I had to pick three words to describe what actually drives a successful sale, they'd be timing, communication, and goals — not a real estate cliché that's been recycled for decades.

The Bottom Line: What You Should Actually Expect

Whether you're a buyer relocating from Vancouver or Victoria, or a seller who's lived in Campbell River or on Quadra Island for years, here's what I believe you're owed from your agent:

• Genuine care, not a transactional relationship

• Weekly attention to market and economic conditions, not stale advice

• Insistence on inspections and full information, not assumptions

• Strategic anticipation of problems, not reaction after the fact

• Honest, ego-free communication from start to finish

• Strict adherence to fiduciary duty, including confidentiality that doesn't expire at closing

That's the standard I hold myself to, and it's the standard I think every buyer and seller in this market deserves to expect. 

I’m here to help 

One of the most common questions I get from people thinking about buying or selling on Quadra Island or in Campbell River is: “How much does a real estate agent actually cost?”

It’s a fair and important question. In a place like Quadra Island, where properties can be unique, rural, and sometimes complicated, you want to know exactly what you’re paying for. What Should You Expect from Your Real Estate Agent?

Here is my honest answer as a full-time REALTOR® who has lived on Quadra Island since 2020. I tried to cover as many questions as possible in my Frequently Asked Questions page, which I encourage you to visit.

My Standard Commission for Sellers

There are NO industry standards and every real estate agent is an independent contractor. For most residential properties on Quadra Island and in the Campbell River area, my commission rate is:

7% on the first $100,000 + 3% on the balance.

For example:

• A $600,000 home would total $22,000 in commission (plus GST)

• A $1,200,000 waterfront property would total $40,000 in commission (plus GST)

This full-service rate includes professional photography, drone videos, floor plans, marketing, showings, negotiations, paperwork, and full support through to completion. Please remember that this commission is split between the 2 agents, the listing agent and the selling agent.

I Offer Flexibility

Every property and situation is different. I frequently adjust my commission based on the actual work involved. For business or commercial sales, I usually charge 10% or $10,000, whichever is greater.

I don’t believe in a rigid one-size-fits-all approach. My goal is always a fair agreement that reflects the real effort required. If I need to hire a professional marketing company for photos, videos, or floor plans, or if I must travel to remote locations for showings, those costs are factored in.

How Buyer Representation Works

In most cases, the seller’s agent offers compensation to the buyer’s agent. This is usually around half of their commission, though it varies by listing.

Sometimes a listing agent offers only a small amount (such as $500) or nothing at all. In those situations, the buyer and I agree on a fair fee upfront, typically between $15,000 and $20,000 depending on the purchase price and level of service required.

Both buyer and seller always receive full disclosure of exactly how much each agent is being paid, no hidden costs, no funny business.

The Truth Most People Don’t See

Agents are only paid when the deal closes and the keys are handed over. The public rarely sees the hundreds of hours of unseen work that go into every transaction.

I spend countless hours writing blog posts, creating social media content, researching the market, attending professional development courses, and showing properties — often driving onto and off the ferry multiple times a week. I cover marketing expenses out of pocket and sometimes even help solve problems with my own funds when options run out.

This job means working all the time. It means sleepless nights worrying whether my client’s offer will be accepted, if I missed something in the contract, or whether the house will be properly cleaned before my buyer moves in. Our family life often suffers because of it.

I don’t have assistants. When you work with me, you get my full personal attention from start to finish.

Is the Commission Worth It?

In my strong opinion — yes, especially on Quadra Island and in rural areas.

The right agent will help you avoid expensive mistakes with septic systems, wells, unpermitted work, and zoning issues. They will negotiate better terms, guide you through the unique challenges of island living, and save you time, stress, and often thousands of dollars in the long run.

I’ve seen too many people try to save on commission and end up with bigger problems and expenses later. I came to Quadra Island not knowing which questions to ask, and now I can help you.

My Promise to You

If you choose to work with me, I will work hard for every dollar of my commission. The greatest compliment I can receive is a referral from a past client. It tells me I did my job well. Things about me.

Whether you’re thinking of buying or selling on Quadra Island or in Campbell River, I’m happy to answer your questions with no pressure.

Call or text me anytime at 604-787-4594 or email contact@romansellshomes.ca.

Let’s talk about how I can help you.

— Roman Krzaczek REALTOR® | Quadra Island Resident Since 2011

As we head into late February 2026, the Vancouver Island winter is finally starting to lift, and the highly anticipated spring real estate market is just around the corner. Spring has historically been the busiest and most lucrative time to sell a home in Campbell River and the Discovery Islands.

However, with more inventory hitting the market, buyers have choices. The buyers flocking to our area—many of whom are escaping "City Fatigue" from the Lower Mainland or Victoria—are looking for move-in-ready homes that capture that idyllic coastal lifestyle.

If you want to stand out, command top dollar, and sell quickly, preparation is everything. Here is your ultimate, step-by-step checklist to get your property ready for the Spring 2026 market.

1. Conquer Coastal Curb Appeal

After a long, wet West Coast winter, the exterior of your home probably needs a little love. Buyers make their first impression within seconds of pulling into your driveway.

• Banish the Moss: Power wash your driveway, walkways, and siding. Pay special attention to moss on the roof—buyers (and their inspectors) will immediately flag a mossy roof as a potential leak hazard.

• Clear the Gutters: Make sure all winter debris, pine needles, and leaves are cleared out so spring showers drain properly.

• Spruce Up the Landscaping: Prune back overgrown bushes, clear dead branches, and lay down fresh mulch or bark in your garden beds. A tidy yard tells buyers the home is well-cared for.

• Create a Welcoming Entry: A fresh coat of paint on the front door, a new welcome mat, and a potted spring plant go a long way in making a house feel like a home.

2. Declutter and Depersonalize

Buyers coming from Vancouver or Victoria are moving here for space and breathing room. Make sure your home actually shows them that space!

• Pack Up the Winter Gear: Put away the heavy coats, muddy Blundstones, and bulky winter gear cluttering up the mudroom or entryway.

• Clear the Counters: In the kitchen and bathrooms, clear off 80% of what is on your counters.

• Depersonalize: Take down large family portraits and highly specific decor. You want buyers to picture their family living in the home, not feel like they are intruding on yours.

• Rent a Storage Unit: If your garage is packed to the rafters, consider renting a temporary storage unit in town. A spacious, clean garage is a major selling point for buyers with boats, ATVs, or outdoor hobbies.

3. Tackle the "Island Specific" Maintenance

Living in Campbell River or on Quadra Island comes with unique home features that mainlanders might not be used to. Getting ahead of these maintenance items will save you major headaches during the inspection phase.

• Service the Heat Pump or Wood Stove: Have your HVAC system professionally serviced. If you have a wood stove, get the chimney swept and ensure you have a valid WETT (Wood Energy Technology Transfer) inspection certificate.

• Check Windows and Seals: Winter coastal storms can be tough on weather stripping. Check for drafts or condensation between window panes and replace seals where necessary.

• Pump the Septic & Check the Well (If Applicable): If your Quadra or rural Campbell River property is on a septic system or private well, get the septic pumped and have your water tested. Having clean records ready to hand to a buyer builds immense trust.

4. Let the Light In (Deep Clean & Stage)

We have some of the most beautiful ocean, mountain, and forest views in the world. Make sure your home highlights them.

• Wash the Windows: Inside and out. Let the spring sunshine and those Discovery Passage views pour in.

• Professional Deep Clean: Hire a professional cleaning service to tackle the baseboards, window tracks, appliances, and bathrooms. A sparkling home signals to buyers that the property has been meticulously maintained.

• Neutralize Odors: We all go "noseblind" to our own homes. Have carpets professionally cleaned to remove any lingering pet odors or damp winter smells.

5. Gather Your Paperwork

A smooth transaction starts with being organized. Start gathering these documents now so we aren't scrambling when an offer comes in:

• Property surveys or lot plans.

• WETT certificates for fireplaces.

• Receipts and warranties for recent upgrades (e.g., a new roof, hot water tank, or heat pump).

• Well logs and septic maintenance records.

• Your latest property tax assessment.

Ready to Make a Move This Spring?

The Spring 2026 market is shaping up to be dynamic, and positioning your home correctly from day one is the key to success. You don't have to navigate this alone.

Whether you are in Willow Point, Quathiaski Cove, or anywhere in between, I am here to help you strategize. Contact me today at 604-787-4594 or email contact@romansellshomes.ca for a free, no-obligation home evaluation. Let's find out exactly what your property is worth in today's market and get it sold!

If you are reading this, you are probably feeling the "City Fatigue." You love the convenience of the Lower Mainland or Victoria, but the traffic, the noise, and the price per square foot are starting to lose their charm.

You aren't alone. As we move into the spring of 2026, we are seeing a renewed wave of buyers looking north—specifically to the hidden gems of Campbell River and Quadra Island.

Relocating here isn't just about buying a house; it’s about buying a lifestyle. But trading a condo in the city for an acreage on the coast comes with a learning curve. As a local Realtor® who helps clients navigate this exact transition, here is your ultimate guide to making the move.

1. Campbell River vs. Quadra Island: Choosing Your Pace

The first question I ask potential buyers is: How much island do you want in your life?

Campbell River is the hub. You have big-box stores, a hospital, recreational centers, and direct highway access to the rest of Vancouver Island. It is perfect if you want the "nature" lifestyle—fishing, hiking, skiing at Mount Washington—without sacrificing urban conveniences.

Quadra Island, a short 10-minute ferry ride across the Discovery Passage, is a different world. It is rural, artistic, and incredibly tight-knit. Life here revolves around the ferry schedule and others (a good blog post- have a read: Your guide to Ferries, Access and Daily Life on Quadra Island) . If you dream of privacy, a strong community, and slower mornings, Quadra is your spot.

2. The Logistics: Ferries and Commutes

For many city dwellers, a commute means being stuck on a bridge. Here, it might mean a boat ride.

If you are eyeing Quadra Island but plan to work in Campbell River, you need to become best friends with the BC Ferries schedule. It is a lifeline, not just a novelty. While the crossing is short, weather and peak summer traffic can impact your day.

• Pro Tip: Download the BC Ferries app before you even book your viewing tour. It’s a good way to "practice" the lifestyle.

For those staying in Campbell River, your commute is likely measured in minutes, not hours. The lack of "rush hour" is one of the biggest shocks for my clients moving from Vancouver!

3. Rural Property 101: Wells, Septic, and Power

In the city, water comes from a pipe and waste disappears into the sewer. On many parts of Quadra Island and the outskirts of Campbell River, you are often your own utility company.

Buying a rural property means understanding:

• Wells: Flow rates and water quality.

• Septic Fields: Maintenance and capacity.

• Power: How to handle outages during winter storms.

Don’t let this scare you—it’s manageable with the right knowledge. In fact, I recently wrote a specific guide on this very topic. "Pre-Inspection Guide for Island Properties – I highly recommend reading this to understand exactly what to look for during an inspection.

4. Connectivity: Can I Work Remotely?

This is the #1 question for movers in 2026. Yes, you can. Campbell River has excellent fiber-optic coverage in most areas. Quadra Island has improved significantly, but coverage can vary from street to street. If your job depends on Zoom calls, do not assume every charming cabin has high-speed access. We can verify specific internet speeds for any listing that catches your eye.

5. The 2026 Market Value

Your money simply goes further here. While prices have stabilized across BC, the value proposition in our region remains incredible.

• In Vancouver: $900k might get you a 2-bedroom condo.

• In Campbell River/Quadra: That same budget often opens the door to detached homes with ocean views or substantial acreage.

(Check out my recent post: "Market Wrap-Up: December 2025" for a detailed look at the numbers).

Ready to Make the Leap?

Moving to a new region is exciting, but it requires a guide who knows the territory. Whether you are looking for a low-maintenance rancher in Campbell River or a private retreat on Quadra, I can help you find a home that fits your new lifestyle.

Let’s get you moving.

Roman Krzaczek, REALTOR® Servicing Campbell River & Quadra Island 📞 604-787-4594 📧

If you have been following the local news or attended the Strathcona Regional District (SRD) meetings this January, you’ve likely heard the buzzwords: "Village Containment," "Densification," and "OCP Update."

For many Quadra Island homeowners, these terms sound like bureaucratic noise. But make no mistake—the 2026 Official Community Plan (OCP) update is shaping up to be one of the most significant shifts in island planning in decades.

The emerging theme? The "Village Vision."

Here is a breakdown of what is being discussed, the specific lots making headlines, and what these changes mean for your property value.
The latest poll results are in for you to review called What We Heard
There are two series of meetings scheduled: one at the Quadra Community Centre, the other at the Surge Narrows Bunkhouse. Visit srd.ca/area-c-ocp/ for the complete schedule, under the ‘in progress’ pop-down. Next meeting is February 18th at QCC on ‘Water and Waste’ at 6pm.

What is the "Village Vision"?

The core proposal in the new OCP discussions is to stop "sprawl" before it starts. Instead of chopping up rural acreages into smaller lots, the plan aims to concentrate new growth into two specific hubs: Quathiaski Cove and Heriot Bay.

The goal is a trade-off: allow higher density (townhomes, smaller lots, carriage homes) inside these village boundaries in exchange for stricter protection of the forests and rural character outside of them.

The Hot Topic: Hyacynth Bay Road

One of the most concrete examples of this vision is the recent discussion around Lots 7 & 8 on Hyacynth Bay Road.

These provincial lots near Heriot Bay have been identified as potential sites for affordable or "attainable" housing. While nothing is built yet, the very discussion signals a shift. The SRD and community groups are actively looking for land within existing service areas to solve the island’s housing crunch.

Roman’s Take: If you own property near these hubs, keep an eye on this. Well-planned community housing can bring better infrastructure (like improved walking trails or transit stops) that benefits the whole neighborhood.

What This Means for Property Owners

Depending on where your property sits on the map, the "Village Vision" impacts you differently.

1. If You Are "Inside the Village" (Q-Cove or Heriot Bay)

You are likely sitting on increased potential.

• Walkability Premium: As these areas densify, properties within walking distance of the ferry or the Tru Value Foods become more desirable to retirees and young families.

• Carriage Home Potential: The new OCP is heavily favoring "gentle densification." If you have a standard lot in Q-Cove, it may become easier to get approval for a secondary suite or a detached Accessory Dwelling Unit (ADU). This effectively turns your single-family home into an income-generating property.

2. If You Are "Outside the Village" (Rural Zoning)

Your privacy is likely getting more protection.

• Scarcity Value: If the OCP restricts subdivision on rural lands to prevent sprawl, existing large acreages become a finite resource.

• The Trade-Off: While your "rural vibe" is protected, you may face stricter rules if you ever want to subdivide your land for family members. The days of easily slicing off a 1-acre parcel from a 10-acre farm may be ending.

The Bottom Line: It’s About Balance

Change is always tricky on an island that prides itself on being "quiet." However, the 2026 OCP update isn't about turning Quadra into a city—it's about ensuring that the inevitable growth happens intentionally rather than accidentally.

For buyers, this provides clarity. You know where the "hustle and bustle" will be (the villages) and where the quiet will stay (everywhere else).

Are you wondering if your property falls inside the proposed "Village Containment Boundary"? Send me a message. I have the latest maps and can help you understand how these zoning changes might affect your home's future value.

Roman Krzaczek Your Local Expert for Quadra Island  📞 604-787-4594 ✉️ Contact Me Here